Buying a Home

** I can show ANY property NO MATTER the sign in the yard! **

With interest rates low, many renters are starting to get off the fence and think about purchasing a home of their own. While simple rental cost vs. mortgage cost comparisons can be very attractive, buying a home is a serious commitment, and there are factors to consider:

To determine how much home you can afford, talk to a local lender or I can refer you to one.  A local lender is aware of local tax rates and concerns that may arise before you do. Your local bank is another great option. Be prepared to spill the beans.  They will gather a lot of personal information about you, but the more upfront you are, the smoother things will go.

Typically, home buyers think they will need some money for a down payment and closing costs. However, with today's broad range of loan options including 100% financing, having a lot of money saved for a down payment is not always necessary - if you can prove that you are a good financial risk for a lender. 

Let me PROTECT you. When preparing your offer, we will go over several terms like Due Diligence Money, Earnest Money, Due Diligence Period and Settlement versus Closing. In most cases, it costs the buyer NOTHING to use my services. I am here to walk through the entire process from start to finished.  Considering buying LAND and building a home? I can help with that!

Selling a Home

Selling your home is an involved process that affects your entire family and your future.  Before you begin this process, you'll want to ensure that you have the most up-to-date information on the North Carolina, Johnston County, Wake County or Harnett County real estate market based on the market Absorption Rate.  When should you sell your home?  How do you get the best price in Johnston, Wake or Harnett County? What kinds of renovations should be made prior to the sale?  Should you consider staging your home?  Should you do a pre-home inspection?  What sells a home? How many showings is my area getting?

When you're armed with the right information, and an experienced real estate professional, you'll be closer to reaching your goal - selling your home fast, and for the best price.

When choosing Tracy Riba to represent you as your REALTOR®, you get the truth about the market based on the market Absorption Rate for our Clayton and Johnston County real estate market.  And I promise that you will receive communication via phone, text and emails about the regular feedback on your property.  When choosing me as your agent, your home will show on more real estate websites than you have time to view.

Carolina Realty
PO Box 595 * Selma NC 27576
        License # 221530

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"A Wise Man Builds His House Upon The Rock!" ~Matthew 7:24

In's & Out's of Buying a Home

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